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loan products

home loans
Commercial / Development
Short Term Funding

Equipment / Personal

 
HOME LOANS


BASIC / STANDARD / PRO PACKS

Everyday home loan that suits all borrowers with a steady income. Borrow up to 100%.

  • Competitive Rates (Fixed, Variable or combine both)
  • Owner Occupied, Investment or Construction
  • Refinance for any purpose
  • Line of Credit or Offset / Redraw Facility Available
  • Company or Trusts No Problem
  • Bad Debt or Bankruptcy No Problem
  • Financials Must be Provided

LO DOC / NO DOC

Suited for the Self Employed or Investors. Financials or Tax Returns are Not Required. Borrow up to 90%

  • Competitive Rates (Fixed, Variable or combine both)
  • Owner Occupied, Investment or Construction
  • Refinance for any purpose
  • Line of Credit or Offset / Redraw Facility Available
  • Company or Trust No Problem
  • Bad Debt or Bankruptcy No Problem

FIRST HOME OWNER

Applicants can apply for a Basic/Standard/Pro Pack or Lo Doc / No Doc Loans (applicant’s credentials must meet lenders requirements)

  • $7,000 First Home Owners Grant to all eligible applicants (trust’s or companies are not eligible)
  • Rebate on Government Stamp Duty

OVER 60’s EQUITY RELEASE

This is a flexible reverse mortgage that enables homeowners over the age of 60 to release a portion of equity in their property

  • Repayments are not required whilst you are still living in your home
  • Interest and Fees are capitalized into your loan
  • Interest Rate quoted at time will be Fixed for entire life of loan
  • Funds can be received over a period of time or in a lump sum

COMMERCIAL / DEVELOPMENT


Securities Include Retail, Industrial, Offices, Land Sub-Divisions, Unit or Townhouse Constructions, Specialised Assets

  • Borrow up to 85% with or without financials (conditions apply)
  • Competitive Rates (Fixed, Variable or combine both)
  • Interest Only or Principle & Interest Repayments
  • Investment or Owner Occupied

SHORT TERM FUNDING

 

  • Bridging / Caveats / 1st & 2nd Mortgages
  • 1 – 6 month terms
  • Funds within 2-7 working days
  • Acceptable Security: owner occupied / investment or Commercial
  • Borrow up to 80%
  • Financial are not required (conditions apply)

EQUIPMENT / PERSONAL


EQUIPMENT

Financing for companies and business professionals who need motor vehicles, trucks, earthmoving, agricultural, industrial plant or professional equipment.

  • Term 1-7 years *100% finance available
  • Competitive Rates *Financials or No Financials

PERSONAL
Financing for Motor Vehicles, Motor Bikes, Marine, Caravan.

  • Term 1-7 years
  • 100% finance available
  • Competitive Rates
  • Financials or No Financials
     
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